Minnesota · Central Time
St. Cloud, MN Area Code
The area code for St. Cloud, Minnesota is 320. It is in the Central Time zone and has no overlay, so 320 is the only local code you'll see.
Last updated October 3, 2026 · Source: NANPA
Area code serving St. Cloud
St. Cloud sits in Minnesota, part of the Midwest region and the Central Time zone. Its area code is 320, which covers central and west-central Minnesota around St. Cloud, Willmar and Alexandria. 320 has no overlay today, so every St. Cloud landline and mobile number with a local code starts with 320.
320 has served the area since 1996. If the region runs low on numbers, regulators will most likely add an overlay code on top rather than split the area, which would make 10-digit dialing mandatory.
| Code | Area served | In service |
|---|---|---|
| 320 | Central and west-central Minnesota around St. Cloud, Willmar and Alexandria | March 17, 1996 |
Nearby cities sharing this area code
- Willmar
- Alexandria
- Sartell
- Sauk Rapids
- Hutchinson
- Little Falls
- Litchfield
- Morris
- Montevideo
- Milaca
Getting a St. Cloud phone number
Any new landline, mobile or VoIP number from a local carrier in St. Cloud gets the 320 area code. Numbers come from the blocks each carrier holds in the area; a number ported in from elsewhere keeps its original area code, so you may also see out-of-state codes locally.
Dialing in St. Cloud
St. Cloud is covered by the single area code 320 with no overlay, so some local calls may still connect with seven digits. Dialing all 10 digits (area code + seven-digit number) always works and is the safest habit. From outside the US, dial +1, then the area code and number. See 10-digit dialing and overlay area codes for the background. For every code in Minnesota, visit the Minnesota area codes page.
Quick answers
St. Cloud area code FAQ
What is the area code for St. Cloud, MN?
The area code for St. Cloud, Minnesota is 320, in service since 1996. It has no overlay, so all local numbers there use 320.
What time zone is St. Cloud in?
St. Cloud is in the Central Time zone.
Do I need to dial the area code in St. Cloud?
Not always: with a single code, some local calls still connect with seven digits. Dialing all 10 digits always works.